Health / U.S. SOURCE RECORD
Family insurance premium
Average total annual family-coverage premium per enrolled employee, including employer and employee contributions. Family coverage follows the MEPS-IC definition, distinct from employee-plus-one coverage.
Most recent reported period
$26,281 per year
2025 / final
+7.1% versus 2024. Reporting types match and the two periods do not overlap. Numerical differences do not establish statistical significance.
Published history
2008 to 2025. The vertical scale follows the observed range. Lines connect published observations; the table gives exact periods and values. Missing values are unavailable, not zero.
| Period | Value | Status / notes | Original source |
|---|---|---|---|
| 2025Jan 1, 2025 to Dec 31, 2025 | $26,281 | finalUnited States Total column, private-sector establishments. Annual nominal dollars. Original table verified; not a 2026 quote. | Source ↗ |
| 2024Jan 1, 2024 to Dec 31, 2024 | $24,540 | finalUnited States weighted estimate; annual nominal dollars. Private-sector employer plans. Research Findings 54 published December 2025. | Source ↗ |
| 2023Jan 1, 2023 to Dec 31, 2023 | $23,938 | finalUnited States weighted estimate; annual nominal dollars. Private-sector employer plans. Research Findings 54 published December 2025. | Source ↗ |
| 2022Jan 1, 2022 to Dec 31, 2022 | $21,931 | finalUnited States weighted estimate; annual nominal dollars. Private-sector employer plans. Research Findings 54 published December 2025. | Source ↗ |
| 2021Jan 1, 2021 to Dec 31, 2021 | $21,381 | finalUnited States weighted estimate; annual nominal dollars. Private-sector employer plans. Research Findings 54 published December 2025. | Source ↗ |
| 2020Jan 1, 2020 to Dec 31, 2020 | $20,758 | finalUnited States weighted estimate; annual nominal dollars. Private-sector employer plans. Research Findings 54 published December 2025. | Source ↗ |
| 2019Jan 1, 2019 to Dec 31, 2019 | $20,486 | finalUnited States weighted estimate; annual nominal dollars. Private-sector employer plans. Research Findings 54 published December 2025. | Source ↗ |
| 2018Jan 1, 2018 to Dec 31, 2018 | $19,565 | finalUnited States weighted estimate; annual nominal dollars. Private-sector employer plans. Research Findings 54 published December 2025. | Source ↗ |
| 2017Jan 1, 2017 to Dec 31, 2017 | $18,687 | finalUnited States weighted estimate; annual nominal dollars. Private-sector employer plans. Research Findings 54 published December 2025. | Source ↗ |
| 2016Jan 1, 2016 to Dec 31, 2016 | $17,710 | finalUnited States weighted estimate; annual nominal dollars. Private-sector employer plans. Research Findings 54 published December 2025. | Source ↗ |
| 2015Jan 1, 2015 to Dec 31, 2015 | $17,322 | finalUnited States weighted estimate; annual nominal dollars. Private-sector employer plans. Research Findings 54 published December 2025. | Source ↗ |
| 2014Jan 1, 2014 to Dec 31, 2014 | $16,655 | finalUnited States weighted estimate; annual nominal dollars. Private-sector employer plans. Research Findings 54 published December 2025. | Source ↗ |
| 2013Jan 1, 2013 to Dec 31, 2013 | $16,029 | finalUnited States weighted estimate; annual nominal dollars. Private-sector employer plans. Research Findings 54 published December 2025. | Source ↗ |
| 2012Jan 1, 2012 to Dec 31, 2012 | $15,473 | finalUnited States weighted estimate; annual nominal dollars. Private-sector employer plans. Research Findings 54 published December 2025. | Source ↗ |
| 2011Jan 1, 2011 to Dec 31, 2011 | $15,022 | finalUnited States weighted estimate; annual nominal dollars. Private-sector employer plans. Research Findings 54 published December 2025. | Source ↗ |
| 2010Jan 1, 2010 to Dec 31, 2010 | $13,871 | finalUnited States weighted estimate; annual nominal dollars. Private-sector employer plans. Research Findings 54 published December 2025. | Source ↗ |
| 2009Jan 1, 2009 to Dec 31, 2009 | $13,027 | finalUnited States weighted estimate; annual nominal dollars. Private-sector employer plans. Research Findings 54 published December 2025. | Source ↗ |
| 2008Jan 1, 2008 to Dec 31, 2008 | $12,298 | finalUnited States weighted estimate; annual nominal dollars. Private-sector employer plans. Research Findings 54 published December 2025. | Source ↗ |
Definition and interpretation
Average total annual family-coverage premium per enrolled employee, including employer and employee contributions. Family coverage follows the MEPS-IC definition, distinct from employee-plus-one coverage.
Employees enrolled in private-sector employer plans, United States
Nominal dollars; annual weighted survey average
Agency for Healthcare Research and Quality
Oct 12, 2026 UTC
Limits of this measure
Annual survey averages in nominal dollars. Private-sector employer coverage only; excludes Marketplace, Medicare and Medicaid plans. Not a personal quote or total medical spending. Deductibles, copays and coinsurance are separate from premiums.
Daily source checks do not create new daily observations. Figures may be revised, and timing does not establish administration causation. This record is informational and should not guide financial or medical decisions.
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